How Charlotte & County Taxes Apply To Ballantyne Homes

Property taxes in Ballantyne can feel confusing, especially when you see both county and city charges on your bill. If you are budgeting for a move or planning to sell, you want simple, local answers. In this guide, you will learn which taxes and fees apply to Ballantyne homes, how your bill is calculated, key dates, and ways to reduce your tax burden. Let’s dive in.

What taxes apply in Ballantyne

Ballantyne sits inside the City of Charlotte and Mecklenburg County. That means most Ballantyne homes pay both the Mecklenburg County property tax and the City of Charlotte municipal property tax. You may also see city service fees on your statements, such as stormwater and solid waste. You can confirm Ballantyne’s location within Charlotte using this Ballantyne neighborhood overview.

Common local charges include City stormwater fees, Charlotte Water (water and sewer) charges, and the City’s solid waste cost recovery. Special assessments and municipal service districts apply only where created for a specific area.

How your property tax is calculated

North Carolina taxes real property based on an assessed value set as of January 1 each year. Mecklenburg County conducts periodic countywide revaluations and posts assessed values. Your tax bill follows a simple formula: taxable value divided by 100, multiplied by the adopted tax rate. You can review the process in the county’s Revaluation FAQ and see current rates on the county’s Tax Rates page.

For recent budgets, the official rates have been:

• Mecklenburg County rate: 49.27 cents per $100 of assessed value.
• City of Charlotte rate: 27.41 cents per $100 of assessed value.
• Combined general rate inside Charlotte: about 76.68 cents per $100 of assessed value.

Always confirm the current year’s adopted rates on the county site before you finalize a budget.

Quick example for a Ballantyne home

• Assessed value: $500,000. Taxable value divided by 100 equals 5,000. At a combined rate of $0.7668 per $100, the annual property tax is about $3,834. This excludes stormwater, solid waste, water, and sewer charges.
• Assessed value: $350,000. Taxable value divided by 100 equals 3,500. At a combined rate of $0.7668 per $100, the annual property tax is about $2,684.

Fees beyond the tax line

Several non-tax charges affect what you actually pay each month.

Stormwater fees

Charlotte charges a stormwater services fee based on impervious surface area, with single-family homes placed into one of four tiers. For FY 2026, the posted monthly totals are: Tier 1 $9.80, Tier 2 $13.99, Tier 3 $20.26, Tier 4 $33.44. Your roof, driveway, and lot coverage determine the tier. See the City’s current stormwater fee schedule.

Water and sewer

Charlotte Water bills are based on usage plus fixed and availability fees. While separate from property taxes, they are a predictable part of homeownership. Review current structure and examples on the Charlotte Water rates and fees page.

Solid waste cost recovery

Charlotte’s FY26 budget adjusted how the City recovers solid waste costs, including possible fee changes and how fees appear on bills. Homeowners should review the adopted budget details and any sample bills for their parcel to see how charges are applied.

Special assessments

Some parcels may carry special assessments or service district charges. Check the Mecklenburg County tax lookup for the exact line items on any Ballantyne property.

Revaluations, appeals, and what changes your bill

Mecklenburg County updates assessed values through periodic revaluations. Values reflect the market as of January 1 in the revaluation year. A higher assessed value can increase your bill unless elected officials adjust tax rates. You can request an informal review and file a formal appeal if needed. Learn more in the county’s Revaluation FAQ.

The tax rate is decided each spring by the County and the City. Your final bill results from the combination of your assessed value and the adopted rates.

Exemptions and tax relief programs

Several programs can reduce your property tax if you qualify. Mecklenburg County administers these under state rules. Application windows and income limits can change, so verify details before filing on the county site.

• Elderly or Disabled Homestead Exclusion. In recent years the exclusion amount has been defined by statute as the greater of a set dollar amount or 50% of the taxable value for eligible homeowners.
• Circuit Breaker (Elderly/Disabled Property Tax Deferral). This program defers the portion of taxes that exceeds a set share of household income.
• Disabled Veteran Homestead Exclusion. This exclusion removes up to $45,000 of assessed value for qualified veterans.
• Additional relief options include present-use value, builder exemptions, and historic deferrals.

Most programs have a filing deadline that is commonly June 1 for the tax year. For current thresholds, forms, and deadlines, see the county’s property tax relief notice.

Key dates, billing, and penalties

Mecklenburg County typically mails tax bills in July. Taxes are due September 1. No interest accrues until early January. At that point, a 2% penalty applies, then 0.75% interest per month until paid. See the county’s Important Tax Due Dates.

Bills may be mailed to you or to your mortgage servicer if you escrow. You can view parcel bills and payment options on the county’s tax site. The site also outlines how to pay online, by mail, or in person.

What buyers and sellers should check

Before you make a move, confirm the following for any Ballantyne address:

• Current assessed value and latest tax bill details, including any special assessments.
• Stormwater tier assignment and expected monthly fee.
• Typical water and sewer costs for the home’s size and usage.
• Any City solid waste fee on the bill.
• HOA dues if the property is in a managed community.

Local policy to watch

Charlotte’s FY26 budget kept the municipal tax rate in place while adjusting operations for stormwater, water, and solid waste cost recovery. You can review highlights in the City’s FY26 budget announcement. Mecklenburg County also placed a transportation sales tax referendum on the November 2025 ballot, which affects sales tax, not property tax. See context in this local coverage of the transportation sales tax referendum.

Ready for local guidance?

If you are buying or selling in Ballantyne, I will help you understand total carrying costs and how taxes and fees affect your budget or pricing strategy. Let’s map your next move with clear numbers and local insight. Connect with Gary Burkart to get started.

FAQs

Do Ballantyne homes pay both county and city property taxes?

• Yes. Homes inside Ballantyne are within the City of Charlotte and Mecklenburg County, so most properties pay both the county tax and the City of Charlotte municipal tax.

How is a Ballantyne home’s assessed value set for taxes?

• Mecklenburg County sets assessed values as of January 1 and updates them through periodic revaluations; owners can request an informal review and appeal within stated deadlines.

What non-tax fees should Ballantyne homeowners expect?

• You should budget for City stormwater fees, metered Charlotte Water charges, and any City solid waste fee, plus any special assessments and HOA dues if applicable.

When are Mecklenburg County property taxes due and when do penalties start?

• Bills typically mail in July, are due September 1, and become delinquent in early January, when a 2% penalty applies followed by 0.75% monthly interest until paid.

Are there property tax relief programs for Ballantyne seniors or veterans?

• Yes. Programs include the Elderly or Disabled Homestead Exclusion, the Circuit Breaker deferral, and the Disabled Veteran Homestead Exclusion, each with specific eligibility and filing deadlines.